Short Term Health

Short Term Health is designed to provide medical coverage on a 6 month basis. If the temporary need continues, in some cases you may apply for one new policy within a 12-month period. There is no continuous coverage between policies. Any medical condition that may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered under the subsequent policy.

When is short term medical insurance appropriate?

  • Temporary or seasonal workers
  • A few months until Medicare eligible
  • Recent graduate
  • Between jobs, on leave from work, or recently laid off
  • Waiting for an individual policy to get issued
  • Entering the job market
  • Starting a business

Without pre-existing conditions

If you have lost your individual coverage or did not purchase a plan this is your only option until January 1, 2015:

Apply Online

 

With pre-existing conditions

The short term plans are designed to cover any new sickness or injury that occurs while covered on the policy. There is no continuous coverage between policies. Any condition which may have existed or occurred under one policy will be a pre-existing condition under the subsequent policy, and therefore, will not be covered on the subsequent policy. Pre-existing conditions include advise, diagnosis or treatment of in the last 5 years.

Apply Online