Oregon CO-OP is a simple approach to health care. Everything is all-inclusive, so if you go to your specialist and have a mole removed, you will not have an outpatient surgery fee.
There is no nickel and diming you to death, everything is a co-pay even the cost of a surgery. The part that makes it a bit difficult is their website on trying to find if your doctor is in network, you must be very precise or call the co-op to make certain your doctors are in network. Alternative care is considered important with them.