Group VS Individual Coverage

Health Insurance Made Simple

Group and Individual Health insurance is very different from each other.  Group Health Insurance tends to give you more benefits up front such as emergency room visits as well as X-Ray and lab paid before deductible. Individual plans may be less expensive.

Group Insurance is a guarantee issue plan. Where as individual insurance is subject to underwriting and you may be turned down. Groups may be as small as one person.

 We constantly maintain contact with the many insurance carriers and constantly attend product training seminars to give you the most current information and to help you find the health plan that fits your business and employees.  We also  keep up with the fast changing laws and rules at State and Federal levels.

It’s Confusing and ever changing, let us be the expert!

Give us a call and we will help you choose a plan that best fits your needs!

local: 503-488-5522
toll free: 1-866-465-1079
email us at: lm@fginsurance.net