Finding the Right Health Insurance Plan

Now more than ever it is important to work with a Health Insurance Broker. Brokers are licensed, experienced professionals who are knowledgeable  about your health plan choices and enrollment process. Do you know if your health needs warrant a plan with a very low max out-of-pocket? Are you going to meet your maximum out-of-pocket? What [Read more… ]

Medical Identity Theft?

  Over the last year I have been informed that my identity has been stolen 3 times, all from insurance companies.  In addition, my home mail box was broken into.  At this point, luckily, there have been no long terms effects, but it did scare me into action.   There are several types of identity [Read more… ]

No Cost Preventive Services

As part of the Affordable Care Act, Qualified Health Plans must cover certain preventive services at no cost to you. This applies only when these services are delivered by a network provider. Here is a list of some of these no cost preventive services. Call your doctor today and make a appointment to take advantage [Read more… ]

Understanding the 5 Key Health Insurance Terms: Premium, Deductible, Copayment, Co-Insurance, and Max Out of Pocket

Getting confused about Health Insurance, well your not the only one. Below are some key terms you will need to know. Let’s start with an easy one…… Premium: Your Premium is the dollar amount that you pay for your health insurance plan. This varies depending on your plan, your age, and location that you live in. [Read more… ]

What You Need to Know About Your 2015 Health Insurance Tax Credit

If you are receiving a health insurance tax credit, then you applied through the Federally-facilitated Marketplace (Healthcare.gov) or a State-based Marketplace. You might remember including your household income in your application; it is your responsibility to report any changes in income that you may have during the year so that the tax credit can be [Read more… ]